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2020 Dental Insurance — It’s Time to Use It or Lose It!

October 16, 2020

Filed under: Uncategorized — camenzuli @ 4:56 pm
Man at appointment with dentist in Uptown New Orleans

Do you have dental insurance? Your policy is an invaluable asset that can help you get the preventive care you need, and it can help you out if you ever face an oral health crisis. As your dentist in Uptown New Orleans, our team is eager to help you get the greatest possible value from your insurance, and this blog post will discuss ways in which we can accomplish that. We’ll also tell you about an exciting, money-saving arrangement for patients without dental insurance.

Dental Benefits Expire at the End of the Year

Most dental insurance plans work on a calendar-year basis. At the beginning of the year, you were given an annual maximum — the greatest amount that your insurer is willing to pay out for approved services within the year. At the end of the year, any unused portion of that maximum will expire. Therefore, you have only a few months left before the remaining part of your 2020 benefits disappear forever.

Give us a call to discover how we can help you use your insurance before it expires. We might recommend that you:

  • Schedule a preventive checkup. Most plans allow policyholders to attend two cleanings and checkups each year at little to nothing out of pocket.
  • Take care of recommended restorative work. If you need a major treatment that will exceed your annual maximum, we might be able to schedule it across multiple appointments between this year and next. You may therefore be able to use two annual maximums instead of just one.

No Insurance? Check Out Our Membership Plan

We recognize that many patients do not have dental insurance. Due to economic changes related to COVID-19, you may even have recently lost your coverage. We want to help! That is why we have rolled out an in-house membership arrangement. We have three separate plans — one for children, one for adults, and one for patients who are fighting gum disease. Your membership will provide you with all the preventive care you need as well as one annual emergency exam. You can also enjoy significant discounts on other services.

Unlike traditional insurance, our plan does not come with a deductible or a waiting period, so you can begin to enjoy the full benefits of your membership on the same day you sign up for it. Plus, our plans are reasonably priced. You pay one reasonable annual fee, which works out to cost less per month than many regular insurance plans.

Have you visited your family dentist in Uptown New Orleans recently? Get in touch with us to discover how we can help you use your dental benefits to the full.

Meet the Dentist

Dr. Robert A. Camenzuli is a Fellow of the Academy of General Dentistry and a Fellow of the International Congress of Oral Implantology. He has completed more than 1,000 hours of continuing education throughout his career. He cares about both his patients oral health and their financial concerns. He is in-network with several major insurance providers, and he is proud of his in-house membership plan. To learn more about him and how our team can help you save on dental care, contact us at 504-895-3400.

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